We had a meeting about that today. While we don't know what we're doing long-term, it's likely we'll retain the online services that work. Hopefully at some point we'll be able to roll out a choice for clients as to whether they'd prefer an online/phone service or face-to-face and then refer them to advisors who like to work similarly.

Glad you are doing OK! Huge understands about missing parts of how things used to be.
And Zoom is really helpful